Business Loans

Business loans from $25K to $5M

Cambrook Capital matches growing businesses with the right loan across a deep lender network — term loans, SBA 7(a), lines of credit, equipment financing and more. Funded in as little as 24 hours.

  • No impact to your credit score
  • 6+ months in business
  • $15K+ in monthly revenue
  • Dedicated funding advisor
Apply Now
Modern commercial skyscrapers

Types of business loans

Revenue-Based Financing

Fastest, most flexible capital — approvals driven by real revenue, not tax returns or FICO.

$50K–$10MM. 6–24 month terms. No collateral required. Sized ~60–150% of monthly revenue. Funded in days.

Business Term Loans

The middle ground between SBA and revenue-based financing — more structure, better pricing, faster than SBA.

Up to ~$10MM. 1–5 year terms with daily, weekly, or monthly payments. No hard collateral required in many cases.

Lines of Credit

Secured and unsecured revolving capital for ongoing working-capital needs — draw what you need, pay only on what you use.

$50K–$5MM+. Unsecured lines are cash-flow based and quick to set up; secured lines (A/R or inventory-backed) unlock larger limits at better pricing.

Asset-Based Conventional Lending

Larger amounts at better pricing when the deal has strong collateral — real estate, receivables, or equipment.

$500K–$15MM. ~75–85% LTV. Pricing typically tied to five-year Treasury rates. Slightly lighter requirements than SBA.

SBA 7(a) Loans

The lowest-cost option for clean, well-qualified deals — government-backed with the longest terms.

$150K–$5MM. 10-year term at ~Prime + 2–3%. ~10% equity injection typically required. Best for DSCR ~1.25x+, 640+ credit.

Equipment Financing

Acquire trucks, machinery, and technology with the equipment itself as collateral.

Up to 100% financing with terms aligned to the useful life of the equipment.

Commercial Real Estate

Purchase, refinance, or build out commercial property.

Conventional and SBA 504 structures, up to 90% LTV.

Invoice Factoring

Convert unpaid invoices into cash today.

Advance up to 90% of receivables, non-recourse options available.

Ready to see what you qualify for?

Apply in minutes — no obligation and no credit impact.

Apply Now